Types of Credit Card Rewards
Credit cards in India offer multiple types of rewards including cashback, reward points, air miles, and lounge access.
Cashback Cards
Best for everyday spending. Cards like HDFC Millennia and Axis ACE offer up to 5% cashback on select categories.
Travel Cards
Premium travel cards offer air miles, airport lounge access, and hotel discounts. Popular options include HDFC Infinia and Axis Magnus.
Reward Points
Most cards offer 1-5 reward points per Rs. 100 spent. Points can be redeemed for vouchers, products, or statement credit.
Pro Tips
- Choose a card matching your spending pattern
- Always pay full bill on time
- Utilize welcome bonuses
- Redeem points before expiry